Best long-term planning I keep coming back to

Long-time lurker, first-time poster.

Maybe an unpopular opinion but here we go. Long-time lurker, first-time poster. This came up at a meetup recently and the room was split, so curious what the broader community thinks.

Mostly thinking out loud — feel free to push back hard. Not sure if this is the right place to ask, mods please remove if it is not. Mostly thinking out loud — feel free to push back hard.