Worst unpopular opinions — am I overthinking this? [v4]

The trade-offs here are not obvious to me and I keep flip-flopping. I want to write something more comprehensive about this later but starting with a quick post to gather thoughts.

For context, I am working with a pretty modest budget so high-end suggestions probably will not land. This came up at a meetup recently and the room was split, so curious what the broader community thinks.