Hot take: small purchases after a year [v1]

There is a lot of conflicting advice online and most of it is from 2019. Quick context: I am relatively new to this and trying to find my footing. Maybe an unpopular opinion but here we go.

Spent the last few weekends digging into this and the deeper I go the more questions I have. There is a lot of conflicting advice online and most of it is from 2019.