How common pitfalls — what would you do? [v3]

Been thinking about this for a while and curious what the community thinks. Looking for honest feedback, not validation. Posting this here because the relevant subreddit has gotten too noisy lately.

The trade-offs here are not obvious to me and I keep flip-flopping.

Posting this here because the relevant subreddit has gotten too noisy lately. The trade-offs here are not obvious to me and I keep flip-flopping.