Daily thread: pros and cons — what would you do? [v5]

Mostly thinking out loud — feel free to push back hard. Posting this here because the relevant subreddit has gotten too noisy lately.

Quick context: I am relatively new to this and trying to find my footing.

Posting this here because the relevant subreddit has gotten too noisy lately. Not sure if this is the right place to ask, mods please remove if it is not. Maybe an unpopular opinion but here we go.