Hot take: long-term planning that changed my mind

Been thinking about this for a while and curious what the community thinks. Not sure if this is the right place to ask, mods please remove if it is not. I tried three different approaches and none of them felt quite right.

For context, I am working with a pretty modest budget so high-end suggestions probably will not land.

Looking for honest feedback, not validation. Been thinking about this for a while and curious what the community thinks. Maybe an unpopular opinion but here we go.