Show & tell: small purchases — what would you do? [v4]

Maybe an unpopular opinion but here we go. The trade-offs here are not obvious to me and I keep flip-flopping. I want to write something more comprehensive about this later but starting with a quick post to gather thoughts.

Spent the last few weekends digging into this and the deeper I go the more questions I have. I want to write something more comprehensive about this later but starting with a quick post to gather thoughts.

There is a lot of conflicting advice online and most of it is from 2019.