Quick poll: late-night thoughts that changed my mind [v3]

For context, I am working with a pretty modest budget so high-end suggestions probably will not land. Long-time lurker, first-time poster. This came up at a meetup recently and the room was split, so curious what the broader community thinks.

Long-time lurker, first-time poster. The trade-offs here are not obvious to me and I keep flip-flopping.

This came up at a meetup recently and the room was split, so curious what the broader community thinks. I want to write something more comprehensive about this later but starting with a quick post to gather thoughts.