Recommendations for budget options

This came up at a meetup recently and the room was split, so curious what the broader community thinks. I want to write something more comprehensive about this later but starting with a quick post to gather thoughts. Long-time lurker, first-time poster.

There is a lot of conflicting advice online and most of it is from 2019. There is a lot of conflicting advice online and most of it is from 2019. This came up at a meetup recently and the room was split, so curious what the broader community thinks.

There is a lot of conflicting advice online and most of it is from 2019. Posting this here because the relevant subreddit has gotten too noisy lately.